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First Rate Financial offers you the same service as the larger banks, but with less charge.

You will find a combination of rates and fees much lower than your local or national bank/lender. We want you to receive a great deal with great service so you’ll never need to call another mortgage company again. Our goal is to become your lender for life.

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Current Rates

Type Rate APR
30 Year Fixed 6.82% 7.02%
15 Year Fixed 6.25% 6.45%
30 Year FHA 6.23% 6.43%
30 Year Jumbo 7.10% 7.3%
5/1 ARM 6.45% 6.65%
30 Year VA 6.26% 6.46%

4/04/2024@9AM CST

* Based on loan amounts of $200,000+

* Subject to credit and income requirements

* Restrictions apply

All conventional rates and APRs assume 80% financing on a $200,000 loan value with max loan of $484,00. Offers may terminate at any time without notice. Rate/APR calculated on a 365 day year with typical closing costs. Rates/APRs subject to change in closing costs and properties. All rates as of date posted on this website with 30 day lock period. Signed loan application required to lock rate. Rates may be higher for credit scores below 740 middle score. APR will change with loan amount and percentage of home being financed.

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